Liability Insurance: Interests Consistency Problems
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Abstract
Voluntary liability insurance, which is being implemented at the moment doesn’t ensure
legitimate property interests of the insured and the aggrieved party. Present laws don’t provide the
concept of the liability insurance contract and don’t indicate minimal requirements for such insurance
contracts. As a result it forms basis for misconception of the liability insurance purpose, nature of the
contract and its goals. Evaluating unequal position of the insurer and the insured as parties of an
agreement it is important to determine principal criteria that would be obligatory when concluding
liability contracts. These criteria would help to ensure balance of legitimate interests of the aggrieved
party and the insurer.
legitimate property interests of the insured and the aggrieved party. Present laws don’t provide the
concept of the liability insurance contract and don’t indicate minimal requirements for such insurance
contracts. As a result it forms basis for misconception of the liability insurance purpose, nature of the
contract and its goals. Evaluating unequal position of the insurer and the insured as parties of an
agreement it is important to determine principal criteria that would be obligatory when concluding
liability contracts. These criteria would help to ensure balance of legitimate interests of the aggrieved
party and the insurer.
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Articles
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