Europos Sąjungos teisės įtaka privataus sveikatos draudimo teisiniam reguliavimui

Abstract

Private health insurance is health insurance freely selected by an individual and paid from individual funds of the policyholder or from the funds of the policyholder’s employee, the object of which is property interest of an individual related with payment for individual health care services. In each Member State of the European Union health insurance system has its own specificities with private health insurance performing one of the following functions – 1) serving an alternative for the statutory health insurance; 2) complementing statutory health insurance through compensation of costs which statutory health insurance does not cover or covers only to a certain extent; 3) providing additional insurance cover to a policyholder. In terms of its functions health insurance is classified into alternative, supplementary and complementary.